This is a FinTech SaaS that ben laser focused on B2B payments for over 20 years Shifts a cost center of Accounts Payable to a profit center They do this by offering Virtual card payment - which reduces fraud and theft Automates payments to vendors, thereby improving corporate efficiency Allows companies to use existing bank accounts and accounting software Thousands of vetted out vendors No cost for this virtual card - this automation with no cost to organization To note: the average cost of a paper payment process is $5 - $10 per invoice The Total Accounts Payable Process Using FinTech Virtual Cards

Banks are not focused on Accounts Payable and do not have the staff or platform to monitor - many large and global banks are choosing to white label this platform and solution. Examples of Savings Hospital converted $264M AP spend Property Management Group $62M converted AP spend Hotel Franchise Group $106M converted AP spend Manufacturer $26M converted AP spend

Reduces payment processing expenses and protects against future rate increases Ensures rates are optimized and protects against future rate increases Maintains existing vendor relationships Monitors ongoing rates and fees Average merchant saving is 28%

Our proprietary and unique SaaS ENERGY DATA MANAGEMENT SYSTEM will help to reduce the high demand charges that power companies levy against municipalities, schools and businesses on energy consumption and demand cost. Objective Create additional revenue streams for client through energy management software licenses Create new ideas for sustainability for members of the group Demonstrate a value-added service to the country How We Do This Install detailed energy metering systems, called Dent Meters Dent Meters capture energy data securely, which provides detailed insights and suggested smart controls for facility managers. Demonstrate a value- added service to the country Data Captured Provide a detailed blueprint of when and how the building uses power Considers real-time weather, electricity pricing, equipment run times Equipment Optimization Provide control/scheduling recommendations to improve efficiency without capital for new equipment Reduce System Demand Charges Reduce Customer Utility Demand Charges Reduce Energy Consumption Charges Identify Power Factor Issues Provide Return on Investment analysis and system sizing data for: Battery storage solutions Solar installs and optimization Equipment upgrades Value Can provide Facility or Plant Managers with recommendations on energy optimization resulting in energy savings – average of 10 to 20% on monthly bill

This is a tax savings program for Quickbooks Provides a Tax Management System that gives companies access to hundreds of tax incentives Uses existing client assets (locations and employees) to search, process, and claim tax credits Maintains, manages, processes job, candidate, employee, human resources related tasks policies, and data. Nominal monthly cost of $5.00 to $20.00 depending on information